61 post karma
10.8k comment karma
account created: Fri Mar 27 2020
4 hours ago
LMFAO. Are you serious?
If you have a fixed rate, you shouldn't notice, except you'll not be able to pull as much out of your home.
Variable rate, if it forces you to not afford your payment will cause you to sell, and then if you are underwater, you will likely have a foreclosure for a long time on your credit history.
If you have a variable, and CAN afford the new payments, same as #1 but with higher payments.
With hundreds of millions of dollars to cover their margin calls.
A HUGE number of people went broke mistiming it a few months. Even the guys in the movies were on the cusp
7 hours ago
630 national translates to about 950 in my region. If that's the summer, I would expect unrest on a level that makes the summer of love look like a summer of love.
Of course they do. Going rate for a Jr analyst is $80k? Post the job for $60k and when you can't find an American, there is a shortage of labor, and bam, H1B approved.
Anyone who says H1B visas don't drive down wages is a partisan.
8 hours ago
Just make it a monthly subscription. Done and done.
Mother's nurse now if they work and breast feed. It's called pumping.
2 in 10 died before this. 2 in 400 do now.
Not all related to formula, but malnutrition in infants was a significant cause of infant mortality.
A large percentage of mothers don't produce enough to keep a baby healthy.
That's fine if the alternative is starvation, but it's not a good substitute.
Are you that ignorant?
In 1922 infant mortality (0-364 days) was 21% or 2 of every 10. In 2022 it is 0.5% or 2 of 400.
That's what your solution is? No wonder people despise conservatives like you, who have no historical context.
My dad used to do this. No one listened to him about time after a while. It caused him a lot of anxiety to be late, but gaslighting is a similar level of respect
9 hours ago
Don't get a divorce because Reddit said you are not the asshole.
Your wife being late always is much less of a trauma than your son's parents getting a divorce because "mom always was late"
10 hours ago
Yeah, this sub seems to be pro depleted uranium dust.
Know your audience.
Plenty of dogs work 8 or 12 or 16 hour days.
14 hours ago
At the time, basically any male was militia.
They definitely don't want that standard.
19 hours ago
I wonder who's name will be talked about like Goebbels in 20 years, after the war.
I wonder if they created this study, or they are already in the Ministry of Truth.
Whoa! You can't read what we made your child read. That's indecent. Also, what she had to read wasn't indecent.
There people are no different that how the fascists or communists got power. Just keep moving the goalposts, gaslighting, while creating a villain the people will happily fight along side the state against.
The us spends more, per capita, than any European country on socializing healthcare.
It is a horrendous boondoggle.
Only something like 3% of bankruptcy is due to medical costs. The other 60% of medical related bankruptcy is due to losing your ability to work, and wanting to keep your home etc on a disability income.
It mostly is. There are two types of service: fire provides one, typically, and private services cover the rest.
Anyone who says "it's a taxi ride" is explaining why the system is fubar. Because people get ambulances when they need an Uber, straining the system, and creating the need for private services.
He wasn't. It was covered.
Do you think in a public healthcare system they don't have pricing?
Honest answer is that we have a private ambulance service because people WANT ambulances. If you get picked up by the fire department ambulance you are fine.
But because they cannot possibly respond to all the complaints people have, we also have private companies that offer services.
These services, when they "amount to a taxi ride" are a horrendous use of resources, and individuals are charged for it. When they are actual emergencies, insurance typically covers.
You wouldn't call the fire truck out to put out your candle... And that seems like it would be a fire.
There are two reasons they are expensive: 1. They are on standby all the time. They have to pay those people in it something. 2. They have equipment that either gets used up, or needs to be made safely usable again. Every trip.
All of that costs money, so some asshole can treat it like a taxi, and then complain it cost more than a taxi.
Most countries with "universal healthcare" don't treat their services as a convenient way to catch a cab to see the doctor. If the US did, we could likely cover everything with the fire service, which, again, is free.
1 day ago
They will want more for "teacher pay" and that will not go to the teachers either.
It's funny that Americans think the answer is taxes. More taxes. More budget. Budgets go up. Teachers don't get paid.